判断银行卡号归属银行和卡类型

通过阿里的支付宝接口进行校验，能够准确识别是否存在，归属行，卡号类型是储蓄卡（DC）还是信用卡（CC）。

接口api:

https://ccdcapi.alipay.com/validateAndCacheCardInfo.json?_input_charset=utf-8&cardNo=6214832018989180&cardBinCheck=true

需要传入的3个参数

通道：_input_charset

卡号：cardNo

卡本： cardBinCheck

返回参数解析

返回参数

cardType：卡类型。值：DC为储蓄卡，CC为信用卡。

bank：所属行。值：所属行简称，CMB 为招商银行，所属行简称详见下方。

key：银行卡号。值：传入的银行卡号。

messages：银行卡信息。值：数组。

validated：有效性，是否正确有效。值：true为是，false为否。

stat：银行卡状态。值：ok ，no。

所属行的简称：

{"ICBC":"中国工商银行","ABC":"中国农业银行","CCB":"中国建设银行","CMB":"招商银行","BOC":"中国银行","PSBC":"中国邮政储蓄银行","COMM":"交通银行","CITIC":"中信银行","CMBC":"中国民生银行","CEB":"中国光大银行","CIB":"兴业银行","SPDB":"浦发银行","GDB":"广发银行","SPABANK":"平安银行","HXBANK":"华夏银行","BJBANK":"北京银行","SHBANK":"上海银行","JSBANK":"江苏银行","BJRCB":"北京农商行","JSRCU":"江苏省农村信用社联合社","BOYK":"营口银行","WOORI":"友利银行","WHBANK":"乌海银行","JKRFCZYH":"长春经开融丰村镇银行","JXRCU":"江西省农村信用社","BOHN":"海南省农村信用社","CRCBANK":"重庆农村商业银行","ASCB":"鞍山银行","UBCHN":"海口联合农商银行","BSB":"蒙商银行","CSRCB":"常熟农商银行","JSB":"晋商银行","HURCB":"湖北省农信社","EGBANK":"恒丰银行","LSBANK":"莱商银行","JHBANK":"金华银行","LSBC":"临商银行","YZBANK":"银座村镇银行","XMBANK":"厦门银行","DRCBCL":"东莞农村商业银行","GDRCC":"广东省农村信用社联合社","RBOZ":"珠海华润银行","PZHCCB":"攀枝花市商业银行","HANABANK":"韩亚银行","MTBANK":"浙江民泰商业银行","BOJZ":"锦州银行","LANGFB":"廊坊银行","TJBHB":"天津滨海农村商业银行","HSBANK":"徽商银行","NXRCU":"宁夏黄河农村商业银行","QLBANK":"齐鲁银行","CGXYYH":"长葛轩辕村镇银行","WRCB":"无锡农村商业银行","IBK":"企业银行","BANKWF":"潍坊银行","CZBANK":"浙商银行","HRXJB":"华融湘江银行","JZCBANK":"焦作中旅银行","HKBEA":"东亚银行","GZRCU":"贵州省农村信用社联合社","ZZYH":"枣庄银行","ZRCBANK":"张家港农村商业银行","QDCCB":"青岛银行","ARCU":"安徽省农村信用社","ZGCCB":"自贡银行","BOHAIB":"渤海银行","SDEB":"顺德农商银行","HBC":"湖北银行","LYCB":"辽阳银行","FXCB":"阜新银行","WJRCB":"苏州农村商业银行","SDZFQFCZYH":"山东芝罘齐丰村镇银行","HSB":"恒生银行","NYBANK":"广东南粤银行","BGB":"广西北部湾银行","DAQINGB":"龙江银行","CDCB":"成都银行","HLDB":"葫芦岛银行","WZCB":"温州银行","H3CB":"内蒙古银行","GRCB":"广州农村商业银行","HSBC":"汇丰银行（中国）","QHRC":"青海省农村信用社","LSCCB":"乐山市商业银行","SZSBK":"石嘴山银行","SINO":"永丰银行","CCQTGB":"重庆三峡银行","HSBK":"衡水市商业银行","SXBANK":"三湘银行","DLB":"大连银行","BHB":"河北银行","YQCCB":"阳泉市商业银行","SJBANK":"盛京银行","XTB":"邢台银行","DYCCB":"东营银行","BDCBANK":"保定银行","DZBANK":"德州银行","ANTBANK":"网商银行","CSCB":"长沙银行","PZBANK":"盘锦银行","ZJNX":"浙江省农村信用社联合社","HZCB":"杭州银行","JZBANK":"晋中银行","BOCFCB":"中银富登村镇银行","SRCB":"深圳农村商业银行","SDRCU":"山东省农村信用社联合社","ZYB":"中原银行","GCB":"广州银行","SXRCCU":"陕西省农信社","XJRCU":"新疆农村信用社","JLBANK":"吉林银行","TACCB":"泰安银行","GSBANK":"甘肃银行","GYCB":"贵阳银行","XHCZYH":"新华村镇银行","RZB":"日照银行","KLB":"昆仑银行","XZBANK":"西藏银行","JJBANK":"九江银行","SXRCU":"山西省农村信用社","HNBANK":"海南银行股份有限公司","CGNB":"四川天府银行","CZCB":"浙江稠州商业银行","WZMSBANK":"温州民商银行","SHRCB":"上海农商银行","SNCCB":"遂宁银行","TLBANK":"铁岭银行","NXBANK":"宁夏银行","NMGNXS":"内蒙古农村信用社联合社","DBSCN":"星展银行","HBRCU":"河北省农村信用社","LNRCC":"辽宁省农村信用社","DYLSCB":"东营莱商村镇银行","TCCB":"天津银行","BOQZ":"泉州银行","WHRCB":"武汉农村商业银行","NBBANK":"宁波银行","NCB":"江西银行","ZJKCCB":"张家口银行","JNBANK":"济宁银行","HRBANK":"哈尔滨银行","BOQH":"青海银行","YBCCB":"宜宾市商业银行","LZYH":"兰州银行","NJCB":"南京银行","JINCHB":"晋城银行","TZCB":"台州银行","CQBANK":"重庆银行","URB":"联合村镇银行","LYRTCZYH":"长春绿园融泰村镇银行","SCRCU":"四川省农村信用社联合社","FDB":"富滇银行","AHXABANK":"安徽新安银行","YTBANK":"烟台银行","DLRCB":"大连农村商业银行","QHDBANK":"秦皇岛银行","NBCBANK":"宁波通商银行","SRBANK":"上饶银行","HNRCU":"河南省农村信用社","HNSSXNSCZYH":"山东金乡蓝海村镇银行","BOSZ":"苏州银行","YXCCB":"云南红塔银行","XIB":"厦门国际银行","BOCD":"承德银行","HNRCC":"湖南省农村信用社","XABANK":"西安银行","TRCB":"天津农商银行","BOSH":"新韩银行","CZRCB":"江南农村商业银行","GHB":"广东华兴银行","CCHRCZYH":"长春朝阳和润村镇银行","URMQCCB":"乌鲁木齐银行","MYBANK":"绵阳市商业银行","HDBANK":"邯郸银行","JRCB":"江苏江阴农村商业银行","CITICN":"花旗银行(中国)","JSZZLHCZYH":"辽宁大石桥隆丰村镇银行","KJCZYH":"梅县客家村镇银行","HLJRCU":"黑龙江省农村信用社联合社","KCBEBANK":"天津金城银行","DYCB":"长城华西银行","BOD":"东莞银行","NCBANK":"南洋商业银行","WHCCB":"威海市商业银行","BOCZ":"沧州银行","BOCY":"朝阳银行","CABANK":"长安银行","BOL":"洛阳银行","HKB":"汉口银行","GXRCU":"广西壮族自治区农村信用社联合社","BOP":"平顶山银行","SXCB":"绍兴银行","YKYHCCB":"营口沿海银行","GZB":"赣州银行","FJNX":"福建省农村信用社联合社","ZBCB":"齐商银行","HZCCB":"湖州银行","QJCCB":"曲靖市商业银行","ZXBXBANK":"百信银行","JXBANK":"嘉兴银行","KSRB":"昆山农村商业银行","FJHXBC":"福建海峡银行","ZYCBANK":"贵州银行","YGCB":"前郭县阳光村镇银行","KYHNSCZYH":"象山国民村镇银行","ZJTLCB":"浙江泰隆商业银行","NHB":"南海农商银行","CJCCB":"江苏长江商业银行","FBBANK":"富邦华一银行","LZCCB":"柳州银行","FSCB":"抚顺银行","CZCCB":"长治银行","LUZBANK":"泸州市商业银行","GLBANK":"桂林银行","GSRCU":"甘肃省农村信用社","ZZBANK":"郑州银行","TCRCB":"江苏太仓农村商业银行","HSCZB":"湖商村镇银行","CDRCB":"成都农商银行","YDNSCZYH":"尧都农商银行村镇银行","ORBANK":"鄂尔多斯银行","NBYZ":"宁波鄞州农商行","SCB":"渣打银行","JLRCU":"吉林省农村信用社联合社","YNRCC":"云南省农村信用社"}

数据来源于支付宝源码中的js bankNamesList 对象

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